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Why banks are afraid you're going to ditch them for stablecoins
By mandating that stablecoin issuers hold much of their reserves in U.S. Treasury bills, Congress has effectively created a new contingent buyer for U.S. government debt. If bitcoin (BTCUSD) is "digital gold," stablecoins are "digital cash." Stablecoins - designed to maintain a steady $1 value - have become the backbone of moving funds around the crypto ecosystem (providing a stable currency for trading and payments). Until recently, there were no clear, uniform rules for stablecoins, and oversight was patchy at best. Last July, Congress passed the Guiding and Establishing National Innovation for U.S. Stablecoins ... (full story)
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