As someone who thinks of himself as a “crypto” person, I’ve always found it puzzling that Wall Street — and increasingly, Washington — insists on using the term “digital assets.” Almost every asset I interact with on a regular basis is digital. I can’t remember the last time I carried cash. All of my personal finances, from bank to brokerage accounts, are digitized. I rarely even use a physical credit card anymore and, based on my interactions with peers, I’m not an outlier. For most people in the developed world, the only assets that aren’t inherently digital are things like a house or a car. People call these “real ... (full story)