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Is crypto a good investment—or a financial roller coaster?
Not long ago, crypto felt experimental. For beginners, it was a daunting new asset class. Today, nearly half of American investors say they've owned crypto, according to Schwab's 2025 Modern Wealth Survey. And sentiment continues to evolve: 41% of Americans now consider crypto a good investment—many of whom admit they once felt skeptical. So what changed? For many, it's the potential for outsized gains. Assets like Bitcoin have experienced significant bull runs, and investors who entered early—or timed their entry well—have seen massive returns. At the same time, the volatility has been unforgiving, and others ... (full story)