The crypto market crash has spared no virtual asset and XRP is no exception. The cryptocurrency has declined more than 30% over the last three months and now, a 172-year-old banking institution has lowered its year-end price target by 65%. With a market capitalization of $90 billion, XRP is the fourth-largest cryptocurrency after Bitcoin (BTC), Ethereum (ETH), and Tether's USDT. Launched in 2012, XRP is the native cryptocurrency of the XRP Ledger. Some of the members who built the blockchain network, such as Jed McCaleb, David Schwartz, and Arthur Britto, later went on to found Ripple Labs (originally OpenCoin). XRP ... (full story)