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Bank of America Officially Endorses 4 Percent Crypto Allocation for Wealth Clients
On January 5, 2026, Bank of America officially marked a new era for traditional finance by authorizing its 15,000 wealth management advisors to proactively recommend cryptocurrency allocations to their clients. This policy shift, which affects the Merrill, Bank of America Private Bank, and Merrill Edge platforms, allows for a suggested investment range of 1% to 4% of a client’s total portfolio. This move is particularly significant as it transitions digital assets from a “request-only” category—where advisors could only discuss crypto if the client initiated the conversation—to a core component of the ... (full story)
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