XRP could soon be lent to institutions and the cryptocurrency's holders could then get an opportunity to earn institutional-grade yield. Edward Hennis, the staff software engineer at Ripple, provided details about the XRP Ledger lending protocol on Dec. 19. Once launched, the protocol-native lending system will bring fixed-term, fixed-rate, and underwritten credit in XRP for institutions. Crypto lending on XRP Ledger will involve each loan sitting in its own single asset vault (SAV). An SAV is like a water tank that holds only one type of water. So, it will hold only one asset (XRP or the RLUSD stablecoin issued by ... (full story)