As digital technology continues to shape every facet of modern life, Central Bank Digital Currencies (CBDCs) have become a focal point for governments, financial institutions and businesses. These are a digital version of a country's currency that offer much potential and promise from enhanced security and efficiency to greater financial inclusion. Along with the opportunities, there are architectural, technical and governance questions still to be addressed. This paper explores some of the factors and desirability, feasibility and viability across the various models in play. Plus, it looks at the implications for ... (full story)