Digital assets are rapidly transforming the global financial ecosystem, offering new models for payments, investment, and value exchange. But alongside this innovation comes a familiar set of risks. Unfortunately, the same fraud tactics that have long targeted traditional finance — like phishing, Ponzi schemes, and impersonation — are increasingly plaguing web3 and the cryptocurrency ecosystem, as well. Among the most damaging fraud types is authorized push payment (APP) fraud, where victims are tricked into willingly transferring funds to fraudsters. Currently, APP scams are the top threat targeting financial ... (full story)