Crypto regulation is at an inflection point in the U.S. as companies complain about the lack of clear guidelines. Leading exchange Coinbase last week fumed about a fight it's having with the Securities and Exchange Commission over a lending product it wants to launch. In the background, Ripple Labs is defending itself against a $1.3 billion SEC lawsuit over XRP token offerings. And major financial regulators are meeting behind closed doors to decide how to deal with stablecoins. Brian Brooks, a former top regulator himself and former Coinbase general counsel, suggests we're approaching it all wrong, like we're asking ... (full story)