Legend
- High Impact Expected
- Med Impact Expected
- Low Impact Expected
- Non-Economic
Revision
- Green NumberBetter than forecast -or- revised better
- Red NumberWorse than forecast -or- revised worse
- m/mMonth Over Month
- q/qQuarter Over Quarter
- y/yYear Over Year
- K Thousand
- M Million
- B Billion
- T Trillion
CH 5-y Loan Prime Rate
It's an important driver of risk appetite - lower interest rates decrease borrowing costs. Reduced costs to borrow will spur investment spending;
This is a benchmark lending rate set by the People's Bank of China in its effort to influence short-term interest rates as part of its monetary policy strategy;
- CH 5-y Loan Prime Rate Graph
- History
| Expected Impact / Date | Actual | Forecast | Previous |
|---|---|---|---|
| Jul 19, 2026 | 3.50% | 3.50% | 3.50% |
| Jun 21, 2026 | 3.50% | 3.50% | 3.50% |
| May 19, 2026 | 3.50% | 3.50% | 3.50% |
| Apr 19, 2026 | 3.50% | 3.50% | 3.50% |
| Mar 19, 2026 | 3.50% | 3.50% | 3.50% |
| Feb 23, 2026 | 3.50% | 3.50% | 3.50% |
| Jan 19, 2026 | 3.50% | 3.50% | 3.50% |
| Dec 21, 2025 | 3.50% | 3.50% | 3.50% |
-
- CH 5-y Loan Prime Rate News
From marctomarket.com|41 hr ago|3 commentsThe US dollar fell against all of the G10 currencies last week but the Japanese yen. The softer than expected US CPI and PPI saw the US two-year yield fell by nearly eight basis points. As we show below, in current context, several of the dollar pairs are very sensitive to the changes in short-term US rates, or the like Canadian dollar, the two-year rate differential. Still, as the Middle East war re-escalated, the greenback seemed to catch a safe haven bid. In addition, the pressure on equities, especially in the Ai and tech sector ...
From cnbc.com|Apr 19, 2026China held its benchmark lending rates unchanged for an 11th straight month, keeping its powder dry as policymakers weigh the economic fallout from the Middle East war against resilient growth at home and fading deflationary pressure that has given Beijing less urgency to act. The People’s Bank of China kept the loan prime rate, or LPR, unchanged on Monday, as surging global oil prices amid escalating Middle East tensions pushed up energy prices and clouded the growth outlook. The one-year LPR, a benchmark for new loans, was kept at ...
From cnbc.com|Mar 19, 2026China left benchmark lending loan prime rates, or LPRs, for March unchanged on Friday, keeping them steady for the 10th straight month, in line with market expectations. The steady loan prime rate (LPR) fixings suggested that surging global oil prices amid escalating Middle East tension may cloud the outlook for inflation. This year’s slightly lowered growth target could also reduce urgency for fresh stimulus measures, prompting some market analysts to postpone forecasts on the timing of interest rate cuts. The one-year loan prime ...
From cnbc.com|Feb 23, 2026China’s central bank kept its benchmark lending rates unchanged Tuesday as authorities navigate a balancing act of supporting a slowing economy while maintaining currency stability. The People’s Bank of China held its 1-year and 5-year loan prime rates at 3% and 3.5%, respectively, keeping them steady for a tenth straight month despite stuttering economic growth. The 1-year rate serves as the benchmark for most new and outstanding loans, while the 5-year level influences mortgages. The world’s second-largest economy showed signs of ...
From cnbc.com|Jan 19, 2026China’s central bank kept its loan prime rates unchanged on Tuesday as the authorities focus on targeted support for specific sectors to bolster a slowing economy instead of broad policy easing. The People’s Bank of China held its 1-year and 5-year loan prime rates at 3% and 3.5%, respectively, keeping them unchanged for an eighth straight month. The 1-year rate influences most new and outstanding loans, while the 5-year benchmark affects mortgages. The decision came as the world’s second largest economy lost its momentum in the ...
- From cnbc.com|Dec 21, 2025
China’s central bank kept its loan prime rates steady on Monday, even as the world’s second largest economy has seen weak economic data and an extended slump in its property sector. The People’s Bank of China kept its 1-year and 5-year loan prime rates unchanged at 3% and 3.5% respectively, holding them for a seventh straight meeting, in line with a Reuters survey. The 1-year rate acts as a benchmark for new loans, while the 5-year helps peg mortgage rates. The PBOC’s decision comes amid downbeat economic data from China in November, ...
From vtmarkets.com|Oct 20, 2025China’s central bank, the PBOC, has maintained its interest rate at 3%, aligning with expectations. Additionally, the loan prime rates have been left unchanged for October. China’s economy expanded by 4.8% year-on-year in Q3 2025 as projected. The PBOC has set the USD/CNY reference rate at 7.0973, slightly down from the previous 7.0949. Various currency pairs have displayed subdued performance amid recent developments. EUR/USD is weakened by France’s downgraded credit rating, while GBP/USD holds above 1.3400 due to a softer USD ...
From cnbc.com|Sep 21, 2025China kept its benchmark lending rates unchanged for the fourth month in a row on Monday despite the U.S. Federal Reserve’s interest rate cut last week. The People’s Bank of China kept the one-year loan prime rate (LPR) unchanged at 3.0% while the five-year LPR at 3.5%, respectively, according to a statement Monday. The one-year LPR influences most new and outstanding loans, while the five-year rate influences the pricing of mortgages. The Monday decision came in line with economists’ expectations that Chinese authorities would hold ...
| Released on Jul 19, 2026 |
|---|
| Released on Apr 19, 2026 |
|---|
| Released on Mar 19, 2026 |
|---|
| Released on Feb 23, 2026 |
|---|
| Released on Jan 19, 2026 |
|---|
| Released on Dec 21, 2025 |
|---|
| Released on Oct 19, 2025 |
|---|
| Released on Sep 21, 2025 |
|---|
- Details