Cryptocurrency made the transition from concept to legitimate function in 2009, with the creation of the first readily available cryptocurrency, Bitcoin. (Disclaimer: I and my clients have invested in Bitcoin.) Thousands of speculators became millionaires on the back of an early Bitcoin investment; however, after soaring to a valuation of roughly $20,000 per bitcoin in 2017, a plunge shortly thereafter has led to a debate about whether cryptocurrencies really have a future. There are both advocates and detractors of cryptocurrencies, with its more ardent supporters suggesting that, in time, it could become as ... (full story)