Good morning, and thank you. It is a pleasure to be here today. I am happy to be giving my first speech as a member of the Board of Governors at the Federal Reserve Bank of Atlanta. I would like to thank the Atlanta, Dallas, and Richmond Feds for inviting me today and for bringing together this collection of expertise and research. Today I would like to continue the discussion you have been having about tech-enabled responses to the pandemic. Then I would like to delve a bit further into what those pandemic-related disruptions have meant for economic activity at the microlevel and how the changes of the past few ... (full story)