If you’re like most Americans, you do not have a formal plan for what will happen to your assets when you die. Just 46% of Americans have made provisions for how their money and estate should be handled, a 2021 Gallup poll found. Those results have been more or less consistent since 1990. But even as people’s reluctance to plan for their deaths has stayed the same over the past few decades, the assets they own have likely become more complicated. From airline rewards and credit card points to social media accounts and cryptocurrencies, the checklist of assets to plan for has grown longer. While your written plan — if ... (full story)